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Maryland Foreclosure Laws and Industry Resources - Financial Regulation

The Office of the Commissioner of Financial Regulation’s Foreclosure Administration staff provides management and oversight for the Notice of Intent to Foreclose (NOI) Electronic System and the Maryland Foreclosed Property Registry (FPR).

See our Information for Maryland Homeowners Facing Foreclosure page for homeowner resources with helpful links, tips for avoiding foreclosure rescue scams, and a summary of the residential mortgage foreclosure process in Maryland.

Notice of Intent to Foreclose (NOI) Electronic System
An online system for secured parties or their agents to submit the required copy of an NOI to the Commissioner, as per Maryland Code Annotated, Real Property Article, §7–105.1 and Code of Maryland Regulations (COMAR) 09.03.12.02.

Notice of Foreclosure Filing – Effective October 1, 2018
An online system for persons to submit the required copy of a Notice of Foreclosure as per Maryland Code Annotated, Real Property Article, §14-126.2. Maryland state and local government officials may access this system to view Notices of Foreclosure in their jurisdictions. Access is not available to the public.

Maryland Foreclosed Property Registry (FPR)
An online system for foreclosure sale purchasers to submit registrations of residential property purchased at a foreclosure sale. Maryland state and local government officials may access the FPR to view registrations of properties in their jurisdictions. Access to the FPR is not available to the public. The FPR is established per Maryland Code Annotated, Real Property Article, §14-126.1.

For assistance with any of the above foreclosure registration systems, please contact Financial Regulation staff at 410-230-6245 or FinReg.ForeclosureSystems@maryland.gov.

Laws and Rules for Residential Property Foreclosure
Maryland Code Annotated, Real Property §7–105.1 et seq.
Maryland Code Annotated, Real Property §7–301 et seq. (Protection of Homeowners in Foreclosure Act)
Maryland Code Annotated, Real Property §7–401 et seq. (Maryland Mortgage Fraud Protection Act)
Maryland Code Annotated, Real Property §7–501 et seq. (Maryland Mortgage Assistance Relief Services Act)
Maryland Code Annotated, Real Property §14-126.1 (establishing an internet-based Foreclosed Property Registry)
Maryland Code Annotated, Real Property §14-126.2 (requiring Notice of Foreclosure)
Code of Maryland Regulations (COMAR) 09.03.12 (Foreclosure Procedures for Residential Property)
Maryland Rules, Title 14 (Sales of Property)

Foreclosure Forms Pursuant to COMAR 09.03.12
All forms are downloaded as Microsoft Word documents.

Foreclosure-Related Advisories from the Commissioner