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Industry Advisories - Financial Regulation

The Office of Financial Regulation issues advisories for the industries and activities regulated by the Commissioner, including but not limited to licensed or registered financial service businesses and state-chartered financial institutions. Industry advisories provide time-sensitive regulatory notifications or policy-related guidance.

Most industry advisories are available on our website for two years or more after issuance; certain policy-related advisories will remain indefinitely (or until they are determined to be no longer relevant). All advisories are downloadable as a pdf unless otherwise indicated.

Subscribe to receive OFR advisories here. Please add “md-dllr-ocfr@info.maryland.gov” to your email contacts to help prevent OFR communications from being blocked by your email provider’s security features.

 2025 ADVISORIES

REGULATED ACTIVITY OR INDUSTRY

ISSUE DATE
(mm/dd/yyyy)

ADVISORY TITLE

TYPE OF ADVISORY

mortgage lending 02/18/2025 Maryland Secondary Market Stability Act of 2025 and Extension of Enforcement Deadline alert
mortgage lending, state-chartered banks, state-chartered banks credit unions 01/31/2025 Supplemental Guidance on Licensing Requirements for Mortgage Trusts Made by Corporate Instrumentalities guidance
consumer lending, debt collection, money transmission, mortgage lending, student loan servicing 01/29/2025 Notice of Final Action–Changes to Regulation: Branch Licensing Elimination notice
mortgage lending 01/28/2025 Notice of Final Action–Changes to Regulation: Shared Appreciation Agreements notice
state-chartered banks, state-chartered credit unions 01/27/2025 Notice of Availability of Application for Maryland State-Chartered Banks and Credit Unions to Earn Annual Assessment Fee Credit notice
mortgage lending 01/10/2025 Guidance on Licensing Requirements for Mortgage Trusts and Notice of Emergency Regulations guidance

* Amended and/or restated by a subsequent advisory.

Industry Advisories Issued Before the Current Calendar Year