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Welcome to the Student Loan Ombudsman - Financial Regulation

(Last reviewed or updated: May 24, 2024)

Resources for Student Loan Borrowers

Resources for Public Service Loan Forgiveness (PSLF)

Note: Borrowers with FFEL, Perkins, or Health Education Assistance Loan (HEAL) Program loans must consolidate by June 30, 2024 at

Resources for Student Loan Servicers

Ombudsman Contact Information

Student Loan Ombudsman
Office of Financial Regulation
Maryland Department of Labor
1100 North Eutaw Street, Suite 611
Baltimore, MD 21201
Telephone: 410-230-6077
Toll-free: 1-888-784-0136
By e-mail:

About the Ombudsman

The Financial Consumer Protection Act of 2018 (2018 Md. Laws 732) (“Act”) established a Student Loan Ombudsman (“Ombudsman”) designated by the Commissioner of Financial Regulation. The Act requires the Ombudsman to monitor student loan servicing activity in Maryland, and sets forth various duties of the Ombudsman.

Students graduatingThe Ombudsman will serve as a liaison between student loan borrowers and student loan servicers. The Act requires student loan servicers operating in Maryland to: (a) designate an individual to represent the student loan servicer in communications with the Ombudsman, and (b) provide the designee’s name, phone number, and e-mail address to the Ombudsman.

The Ombudsman will receive and review complaints from student loan borrowers and attempt to resolve those complaints. The Ombudsman may refer any matter that is abusive, unfair, deceptive, or fraudulent to the Maryland Office of the Attorney General for civil enforcement or criminal prosecution.