Earnest Operations LLC : 2025 Lending SFC Report - Financial Regulation
Company NMLS Number
Earnest Operations LLC 1204917
For Fiscal Year Ending June 30, 2025
Total Outstanding Debt Owned by Maryland-Based Students Who Receive Financing $1,295,018.54
Total Number of Student Financing Products Owned by Maryland-based Consumers/Students 16
Total Amount of of Student Loans Products Provided in Prior Fiscal Year $27,065,581.00
Total Number of Student Loan Products Provided in Prior Fiscal Year 390
Rate of Default 0
Total Dollar Amount of Student Loan Products with a Cosigner $3,686,675.00
Total Number of Student Loan Products with a Cosigner 39
Total Dollar Amount of Student Loan Products for Refinancing $27,065,581.00
Total Number of Student Loan Products for Refinancing 390
Total Dollar Amount of Student Loan Products for which Company Has Sued to Collect 0
Total Number of Student Loan Products for which Company Has Sued to Collect 0
Fiscal year ending
| School Name | # Student Loan Products | $ Outstanding Debt | Default Rate | Total Number of Maryland-Based Student Loan Products | Total Outstanding Maryland-Based Student Loan Debt Per School |
| School identification unavailable for refinance loans |
Minimum Rate Offered 3.83%
Maximum Rate Offered 10.23%
| Rate Range | Number of Student Loan Holders | Percentage of Student Loan Holders |
| 0.0%-.0.99% | 0 | 0.00% |
| 1.0%-1.99% | 0 | 0.00% |
| 2.0%-2.99% | 0 | 0.00% |
| 3.0%-3.99% | 4 | 1.03% |
| 4.0%-4.99% | 32 | 8.21% |
| 5.0%-5.99% | 84 | 21.54% |
| 6.0%-6.99% | 52 | 13.33% |
| 7.0%-7.99% | 73 | 18.72% |
| 8.0%-8.99% | 73 | 18.72% |
| 9.0%-9.99% | 70 | 17.95% |
| 10.0%-10.99% | 2 | 0.51% |